> Working people pay a 'premium' for coverage but it's pretty low,
> starting at about $5 a month for those making $20,000 a year
> and topping out at $75 a month for those making over $200,600.00.
> 
> As I said, not perfect but an ER visit for someone not covered
> by that will pay easily $400+ for a simple in and out visit.
 
Does someone paying that "premium" also get premium coverage, i.e. the
$400+ ER visit doesn't cost them anything (beyond the premium)?
 
I think that is what you are saying but I wanted to be sure.  That sounds
a lot like regular insurance.
 
Mike
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